Insurance Expertise.
Japanese Precision.
Trusted insurance advisors helping individuals and businesses secure the right protection since 2003.
Empanelled with India's Leading Insurers
An independent advisory
built on trust.
Founded in 2003, Nipun Insurance Brokers is an independent insurance advisory and risk consulting firm. Shaped by our founder's years of experience in Japan, we bring together Indian trust and Japanese precision — placing your interests first, always.
- Founded in 2003 with a client-first mandate
- Founder's Japanese experience shapes our service ethos
- Independent broker — we work for you, not the insurer
- IRDAI licensed with pan-India presence
Advisory that earns
its place beside you.
Risk Evaluation
Deep analysis of your exposure to build a portfolio that actually protects you.
Compare Multiple Insurers
Unbiased comparison across 30+ insurers to find the right cover at the right price.
Claims Assistance
End-to-end handholding when it matters most — a dedicated claims desk on your side.
Long Term Advisory
Ongoing reviews as your life, business and risks evolve. Not just a policy — a relationship.
A complete advisory stack.
From evaluation to claims — every touchpoint engineered with the discipline of a Japanese atelier.
Risk Advisory
Structured assessment of enterprise and personal risks with actionable recommendations.
Policy Structuring
Tailored wordings and endorsements negotiated to protect what matters most.
Claims Management
Dedicated claims desk that pursues fair, timely settlement on your behalf.
Portfolio Review
Annual reviews to align coverage with life stage, business growth and new exposures.
Employee Benefits
Group health, term and wellness programs designed for retention and care.
Compliance Support
Regulatory guidance for statutory covers across geographies and industries.
Cover for every chapter.
Life Insurance
Term, savings and legacy plans that protect the people you love.
Health Insurance
Individual and family floater plans with critical illness riders.
Corporate Insurance
Property, fire, business interruption and cyber cover for enterprises.
Marine Insurance
Cargo, hull and freight protection for import-export operations.
Liability Insurance
D&O, professional indemnity and public liability shields.
Employee Benefits
Group mediclaim, GPA, GTL and wellness programs at scale.
Find your cover in 60 seconds.
A brief guided assessment. No pressure, no spam — just a call from an advisor.
Are you seeking cover for yourself or your business?
A journey from Tokyo to Nipun.
The beginning
A young professional joined General Insurance Corporation through All India Entrance
Japan calling
A move to Tokyo begins a decade of learning inside Japanese corporate culture.
Corporate craft
Years at Sumitomo shape a rigorous approach to risk, service and long-term relationships.
An independent voice
Nipun is founded in India — an independent broker built on Japanese discipline and Indian trust.
Four principles.
One standard.
Continuous improvement in every process, every review, every conversation.
Nothing is left to chance — coverage sized to the actual risk you carry.
Independent advice. Your interests, always ahead of ours.
Not policies sold, but families and businesses accompanied for decades.
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Insurance Products
In the words of our clients.
Nipun means an expert in Sanskrit & Marathi, and Mr. Phadke is truly Nipun in all insurance matters. He and his team explain the pros and cons of every plan in a transparent, tabular manner so you can select the right cover. If you are hospitalised in India or abroad, you simply inform Nipun — I have personally experienced this twice, in the USA and in India.
When the insurer refused to pay expenses beyond my travel policy period, Mr. Neelkanth Phadke was of great help in approaching the authorities and drafted my petition to the Insurance Ombudsman. The Ombudsman ruled in my favour and the balance claim was settled. I request everybody to take benefit of his knowledge and expertise.
I had a fall in the USA and needed hospitalisation and surgery. My claim was settled fully, to my satisfaction, with the Nipun team there to help throughout. I always consult Nipun for all my insurance issues.
My wife suffered a severe heart attack in Austin and underwent angioplasty there. The Nipun team and the insurer helped us a great deal and we were able to get cashless treatment. We are thankful to Nipun for all the support extended to us.
Our journey with Nipun Insurance, under the guidance of Mr. Neelkanth Phadke, has been nothing short of remarkable. His attention to detail and thorough understanding of our needs have instilled confidence in our choices. Their integrity, reliability and personalised approach make them a standout in the industry.
Ready to protect what
you've built?
A 30-minute consultation with a senior advisor. Confidential, complimentary, and without obligation.